
Expert Private Health & Life Insurance Advice
Private health insurance, life insurance, income protection, critical illness cover and international private medical insurance, delivered with independent advice for individuals, families and businesses across the UK.
GET A QUOTEWho We Help
Tailored independent advice for every stage of life and business.
Families
Protect your family with private healthcare cover.
Individuals
Fast access to diagnosis and treatment.
Businesses
Support employee wellbeing and retention.
Company Directors
Tax-efficient healthcare solutions.
Contractors
Flexible cover tailored to self-employed professionals.
International / Expats
Health cover for expats and international families.

Family & Individual Health Insurance
Gain peace of mind knowing you and your loved ones have fast access to private diagnosis, treatment, and specialist consultations without the wait.

Business Health Insurance
Protect your most valuable assets, your people. From tax-efficient director policies to comprehensive SME employee benefits.

International Private Health Insurance
Whether you're relocating abroad, already living overseas, or need international coverage for your family, our specialist team can arrange comprehensive international private medical insurance through leading global health insurers.

Free Health Insurance Review
Are you paying too much for your current policy? Our independent specialists will assess your cover free of charge.
- Safeguard medical history
- Reduce your premium
- Match or improve your cover levels
Why Choose Elective Health
We don't just sell policies; we build long-term advisory relationships ensuring you're protected when it matters most.
Independent Advice
Independent advice from Kingsley and Louis, surveying the whole market.
Experienced Specialists
Years of dedicated healthcare industry expertise.
Family, Business & International Cover
Solutions from individual policies to corporate schemes and international expat cover.
UK Based Support
Speak directly to experts located in the UK.
No Call Centres
Direct lines to your personal advisor.
Ongoing Policy Support
We’re here whenever you need us.
Health Insurance Resource Hub
Expert guides to help you navigate private healthcare.
Our Trusted Professional Partners
We've carefully built relationships with professionals we trust, allowing our clients to access expert advice beyond health insurance.
At Elective Health, we believe protecting your people goes beyond insurance. That's why we're proud to work alongside Bespoke HR, an independent HR consultancy providing practical, commercially focused support to businesses across the UK.
Established in 2005, Bespoke HR specialises in outsourced HR, employment law guidance, payroll, training and development, helping organisations build stronger teams while navigating the complexities of people management with confidence. Their experienced, CIPD-qualified consultants deliver tailored advice and ongoing support, acting as an extension of your business whenever it's needed.
Whether you're growing your workforce, reviewing HR processes or looking to strengthen employee wellbeing, Bespoke HR offers expert guidance that complements the health and protection solutions provided by Elective Health.

At Elective Health, we believe the best outcomes come from working with trusted professionals who share our commitment to putting clients first. That's why we're pleased to work alongside TWP Wealth Management, an experienced team of independent financial planners providing tailored advice to individuals, families and business owners.
Whether you're planning for retirement, protecting your family's future, investing for long-term growth or looking for expert financial planning, TWP Wealth Management offers clear, personalised advice designed around your goals and circumstances. Their client-focused approach and commitment to building lasting relationships make them a natural partner for Elective Health.
Together, we're able to offer clients access to trusted expertise across both health protection and financial wellbeing, helping you make confident decisions for today and the future.
Frequently Asked Questions
Everything you need to know about setting up your private healthcare cover.
What Our Clients Say
Don't just take our word for it. Here's what our clients have to say about their experience.
We're Just a Call Away
If you can't speak right now, drop us a message and we will be in touch!
01202 088705
info@electivehealth.co.uk
